Please read the following carefully to understand MI views and practices regarding your personal information and how MI will treat it.
INFORMATION THAT MAY BE COLLECTED
During your use of MI’s Website and/or Services, you may provide personally identifiable information, which could include your name, street address, telephone number, email address, job title, payment card number, other financial account number(s), mother’s maiden name or other family names, date and place of birth, photographic image, and any other information MI collects about you that by itself is not personally identifiable information but if combined with personally identifiable information could be used to personally identify you.
During your use of MI’s Website and/or Services, you may also provide MI with personally identifiable information when you complete a survey or form; make a purchase; request customer support; subscribe to certain services, email notifications and/or newsletters; register and/or set up an account/profile to access, visit and/or use certain portions of MI’s Websites; provide comments, reviews, feedback, or testimonials about MI’s products or Services; and any other transactions between you and MI on, or in relation to, MI’s Services.
When you access MI’s Websites by computer, mobile phone, or any other device, MI automatically collects information about your use of MI’s Websites (for example, without limitation: geographical location and IDs of your computer, mobile phone, or any other device; bandwidth used; system and connection performance; browser type and version; operating system; referral source; length of visit; page views; IP address or other unique identifier for your computer, mobile phone, or any other device; and your mobile carrier) using technologies such as cookies and web beacons.
If you contact MI, a record of that correspondence may be kept.
USE OF INFORMATION
MI may use your email and other addresses and contact information for customer support (requests, complaints and other customer activities), required notifications, product and policy updates, and sales and marketing purposes, but MI will not use this information in any way other than described in this Policy.
MI may collect your name and other information that identifies you. MI will use this information for customer support (requests, complaints and other customer activities), required notifications, product and policy updates, and sales and marketing purposes.
Information related to your visits to MI’s Websites will be used to analyze trends and user traffic and to gather statistical information. Non-personal data is also collected for reporting on usability, performance, and effectiveness of the Website.
USE OF WIDGETS
MI may provide widgets on its Websites that make it possible to share information on third-party platforms. These widgets do not store your personally identifiable information. MI’s Websites may also include social media features, such as the Facebook® or Twitter® button and similar widgets and interactive mini-programs that run on our Websites (each, a “Feature”). To the extent MI uses these Features, they may collect your IP address, which page you are visiting on MI’s Websites, and may set a cookie to enable the Feature to function properly. Social media Features and widgets are either hosted by a third party or hosted directly on MI’s Websites. Your interactions with these Features are governed by the privacy statement of the company providing the Feature or widget.
MI may use web beacons to access cookies and count users who visit its Websites or open its HTML-formatted email messages. Web beacons are single-pixel graphic files with a unique identifier, similar to cookies. Web beacons are embedded invisibly on web pages and emails and are stored on a user’s hard drive. You can modify your browser settings to control web beacons.
DISCLOSURE OF INFORMATION
MI may disclose information collected from a client to its independent contractors and business partners who have agreed to (i) hold this information in confidence and (ii) not use it for any purpose except to carry out the services they are providing for MI. Such contractors and business partners include those hosting MI’s Services or other data; managing the functionality of MI’s Services; hosting client relationship management, marketing automation, customer service and other software platforms on MI’s behalf; processing credit or other payment card payments; collecting delinquent accounts; fulfilling and processing orders; delivering products you have ordered; conducting background checks if you submit an application for employment; assisting with marketing and promotions; and enabling MI to send email to you.
MI has a number of partner programs designed to maximize its clients’ ability to use its Services and to purchase or use complementary products and services that may be used in tandem with MI’s Services. MI may disclose information collected from a client to one or more trusted partners for the purpose of such partner(s) providing assistance to the client in its use of the Services and for the purpose of marketing complementary or value-add products and services to the client. In each case such trusted partner will have agreed to (i) hold this information in confidence, and (ii) not use it for any purpose except for the purposes described above.
If you use a bulletin board, blog, comment or discussion forum or chat room (collectively, “forums”) made available on a Website or Facebook or other social media platform, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages, and could be potentially searchable through search engines. MI is not responsible for the potential misuse by third parties of any personally identifiable information that you choose to submit in these various forums.
MI will not sell, rent, or lease your personal information to any other party unless you have given permission to do so.
STORAGE OF INFORMATION
Once MI has received your information, it will use strict procedures and security features to try to prevent unauthorized access. MI constantly monitors its systems, which are protected using industry-standard security measures.
Unfortunately, the transmission of information via the internet is not completely secure. Although MI will do its best to protect your personal data, MI cannot guarantee the security of your data transmitted to the Website; any transmission is at your own risk.
You have the right to opt out of having your personally identifiable information shared with third parties for reasons other than for the express purpose of delivering the purchased product or service requested and except as required by law. To do this, you may contact MI (i) by email directed to [email protected] or (ii) by mail addressed to Morris Invest, PO Box 528, Hawley, PA 18428, Attn: Privacy Officer. You may opt out of receiving future promotional/marketing messages from MI by contacting our Privacy Officer as described above or by clicking the “Unsubscribe” link found in MI’s email messages. Please note that if you opt out of promotional/marketing messages, you may continue to receive certain communications from MI, such as administrative and services announcements and/or messages about your account/profile.
You have the right to ask MI not to process your personal data for marketing purposes. MI will usually inform you (before collecting your data) if MI intends to use your data for such purposes or if MI intends to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by email directed to [email protected].
ACCESS TO INFORMATION
The Privacy Act of 1993 (Act) gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a reasonable fee to meet MI costs in providing you with details of the information MI holds about you.
A client may (i) access any of his or her personally identifiable information that MI collects and maintains, or (ii) correct, update, or delete his or her personally identifiable information maintained by MI, in each case by contacting MI by telephone or mail using the contact information provided below. MI will try to respond to your request promptly and in all cases within 30 days. To protect client privacy and security, MI reserves the right to take reasonable steps to verify a client’s identity prior to granting access to and/or processing changes or corrections to such information. MI will retain a client’s personal information for as long as his or her account is active or as is reasonably needed by MI to provide its Services. MI may also retain and use such information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements.
PROTECTION OF THE UNDERAGED
MI believes that protecting the privacy of children is extremely important so MI will never collect or maintain information on its Websites from those it actually knows are under the age of 13, and no part of MI’s Websites are structured to attract anyone under the age of 13.
USE OF TESTIMONIALS AND REVIEWS