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Investing In Real Estate Podcast

On today’s show, we’re going to dive into what’s going on with the housing crisis, and how it differs from 2008. You’re going to learn about rental rates, bubble markets, the future of jobs, and why so many Millennials have moved back in with their parents. I’m also taking three listener questions for our Monday Q&A!

The first question I’m answering is about how to choose between investing and paying off debt. I’m also answering questions about raising capital, and what to consider about HELOC draw periods and repayment periods. Please join me for this episode of Investing in Real Estate!

On this episode you’ll learn: 

  • How to decide between investing and paying off debt.
  • Tips for raising capital for real estate investing.
  • What to consider about HELOC draw periods.

How to Decide Between Investing and Paying Off Debt

I don’t find it necessary to choose between two financial goals because you can often pursue both. I would personally not prioritize paying off student loans, since the interest rate is typically low. If you want to pay down the mortgage on your primary home, I’d recommend reading my book, How to Pay Off Your Mortgage in 5 Years. You’ll have to do some math, but I think you’ll find that you can realistically pay down your mortgage and buy rental properties simultaneously.

Tips for Raising Capital for Real Estate Investing

If you’re having issues raising capital for real estate investing, I encourage you to ask yourself if you have a good deal. In my experience, a solid deal always attracts capital. That being said, if you are still having troubles, I’d suggest reading Getting the Money by Susan Lassiter Lyons, as well as putting yourself out there at local meetups.

What to Consider About HELOC Draw Periods

When trying to choose a draw period for your home equity line of credit, it really comes down to personal preference. What goals are you trying to reach, and what is a realistic time period? Will you be ready when the draw period ends? Personally, I’ve only used HELOCs with 10 year draw periods, but I don’t see any problem with using a longer period either.

Ask Me a Question at morrisinvest.com/clayton

Episode Resources

Book a Call with Our Team
This Is Why Savvy Investors Are Buying Right Now
How to Pay Off Your Mortgage
Getting the Money by Susan Lassiter Lyons 
morrisinvest.com/bootcamp ← Download your FREE 90-Day Bootcamp!
Subscribe to Investing in Real Estate on iTunes
Find Your Financial Freedom Number
Subscribe to the Morris Invest YouTube channel
Like Morris Invest on Facebook

DISCLAIMER: I am not a financial adviser. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. We recommend them because they are helpful and useful, not because of the small commissions we make if you decide to​ use their services. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.

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Posted on

December 12, 2022

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